Relevansi Single Presence Policy dalam Menjaga Kesehatan, Ketahanan, dan Daya Saing Perbankan Indonesia Menghadapi Resesi

wahyu fahmi; Indri Syahfitri

doi:10.33478/jlas.v2i1.14

Authors

wahyu fahmi Universitas Teknologi Surabaya
Indri Syahfitri Universitas Pembangunan Nasional Veteran Jakarta

DOI:

https://doi.org/10.33478/jlas.v2i1.14

Keywords:

Single Presence Policy, bank health, bank resilience, bank competitiveness, recession

Abstract

Abstract. The Single Presence Policy (SPP) was implemented in Indonesia since 1998 with the aim of maintaining the stability and resilience of the national financial system. Amid the threat of a predicted global recession, the relevance of SPP in maintaining the health, resilience, and competitiveness of Indonesian banking becomes important to be studied. This research uses a normative juridical legal research method with a qualitative approach. Data was collected through library research and analyzed descriptively. The purpose of this research is to analyze the relevance of SPP in maintaining the health, resilience, and competitiveness of Indonesian banking in facing a recession. The research results are expected to provide input for regulators and banks in formulating appropriate policies to maintain the stability and resilience of the national financial system.

Keywords: Single Presence Policy, bank health, bank resilience, bank competitiveness, recession).

References

Bank Indonesia. (1998). Keputusan Menteri Keuangan Nomor 346/KMK.013/1998 tentang Penetapan Bentuk Badan Usaha Bank. Jakarta: Bank Indonesia.

Bank Indonesia. (2023). Sistem Pembayaran dan Penyelesaian Transaksi (SPP). Retrieved from https://www.bi.go.id/id/sistem-pembayaran/Pages/default.aspx: https://www.bi.go.id/id/sistem-pembayaran/Pages/default.aspx

Bank Indonesia. (2023, July 18). Sistem Pembayaran Penjaminan (SPP). Retrieved from https://www.bi.go.id

Basri, F. (2023, September 27). Ekonom Faisal Basri Sebut Resesi Global 2023 Bisa Jadi yang Terburuk. Kompas Nasional. Retrieved from https://nasional.kompas.com/read/2011/08/22/10045451/ekonom.yakin.indonesia.bisa.bertahan.dari.krisis?page=all

Dewi, I. G. A. P., & Artini, I. G. A. A. P. (2023). Tantangan dan Peluang Perbankan di Era Digital. Jurnal Manajemen dan Bisnis Universitas Udayana, 16(1), 1-16

Fianto, Erwin & Prabowo, Dinar & Irvan, Muhammad. (2021). The Impact of Single Presence Policy on Bank Performance in Indonesia. International Journal of Economics and Business Administration, 9(2), 88-97.

Fithriani, N. (2023). Analisis Dampak Resesi Global Terhadap Kinerja Perbankan di Indonesia. Jurnal Ekonomi dan Keuangan, 27(2), 237-252.

Hermawan, Y., & Oktaviani, R. (2022). Tantangan dan Strategi Perbankan dalam Menghadapi Era Digital. Jurnal Dinamika Ekonomi, 23(2), 127-142.

Masykur, I., & Rosalina, L. (2023). Analisis Daya Saing Bank Umum di Indonesia Periode 2018-2022. Jurnal Ekonomi dan Bisnis Universitas Brawijaya, 26(1), 147-160

Mulyani, Sri M. (2008). Kebijakan Single Presence Policy dan Dampaknya terhadap Perkembangan Perbankan di Indonesia. Jurnal Ekonomi dan Kebijakan Publik, 7(2), 141-154.

Putri, Christina Thiveny. (2015). Pengaruh Single Presence Policy terhadap Kesehatan Bank di Indonesia. Jurnal Ilmiah Hukum, 13(2), 235-250.

Suparmono, M. (2012). Metodologi Penelitian Hukum. Jakarta: Sinar Grafika.

Sutrisno, Eko & Irawati, Dinar & Herlina, Rini.] (2022). The Impact of Single Presence Policy on the Competitiveness of Banks in Indonesia. International Journal of Economics and Financial Issues, 12(2), 123-130.